Protecting Your Path

Unforeseen tragedies are often some of the gravest threats to a financial plan for an individual or a family. It is important to protect your goals from catastrophic events like death, disability or critical illness.

At Sound Foundation, we are what we like to call “insurance minimalists”. This means that we discuss your need for insurance and the benefits it can provide to hedge against a worst case scenario, but we also take into consideration the cost of the insurance and how it affects your budget and your ability to save.

There is opportunity cost in every decision and we put your long-term best interest at the heart of every recommendation. If insurance is necessary and beneficial for you, we do all we can to find the best coverage for the best price.

We always analyze your life insurance, disability insurance, and long-term care insurance to make sure you are not overpaying and that you are appropriately covered. We have access to all of the top insurance companies and we make them compete for your business!

Bottom Line: Insurance is often an important part of protecting a financial plan, but overpaying for insurance that is either not providing sufficient coverage or too much coverage can also negatively affect your future.